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What It’s like to Retire to Indiana

IndianapolisHow Indiana got the nickname of the Hoosier State is still up for debate, although you have probably encountered the term “Hoosier hospitality”. But will you really experience this famous hospitality if you choose to retire there? This article might give you a clue.

The Hoosier Hospitality

Sporting a median age of 37.2, it is obvious that retirees do not make up much of the population in Indiana. This is nothing to worry about though, because you might easily feel at home in the Hoosier State. Hoosiers pride themselves on being caring and polite. As a tourist or a newcomer, you might find that the people make sure that you feel welcome, especially in the smaller towns.

The cost of living in Indiana is also relatively low. With the median home price of approximately $114,100 (for comparison, the national average is nearly $280,000), you may say that it literally does not take much to find your home there.

The arts and culture scene

The small town of Nashville in Brown County, Indiana has dubbed itself the “artist’s colony of the Midwest.” You can see this justified by the galleries and artist studios that line the streets of this tiny town.

If the arts and culture scene is already large in such a small town, what more in the more in the bigger cities? Indeed, Indianapolis and the suburbs surrounding it have an opera company and a symphony orchestra. The Center for the Performing Arts, a three-venue performing arts center in Carmel, Indiana, also attracts musicians, performers and artists from all over the world.

The flourishing art scene of Indiana may be attributed to the numerous college communities in the state. Being the home to more than 50 colleges and universities, the state provides a wide customer base for locally-owned shops, ethnic restaurants and music events that some towns might not have.

retired senior couple enjoying breakfast

The climate

Winters in the Midwest are notoriously gritty. From December up until March, the normal temperature is normally below freezing point. There are lots of things you could do when the weather is nice enough though. Pete Dye, who is considered as one of the fathers of modern golf course architecture, has designed seven brilliant courses that you can enjoy at the Pete Dye Golf Trail. Indiana also sports miles of shoreline on Lake Michigan. If you want to go canoeing, try the Chain O’ Lakes State Park that features a cluster of eight beautiful lakes.

Healthcare and medical services

You may find the healthcare in Indiana to cost less than most parts of the US. Several hospitals that are renowned nationally are located in Indianapolis but, sometimes, the people who live in the northern part of the state prefer to head to Chicago for better medical services. The costs to avail of assisted-living and hospice in Indiana are significantly lower than the national average too.

Normally, people from colder states in the US prefer to retire someplace warmer. This might be part of the reason why the Midwest is not a particularly popular region for retirement. But if you are the kind of retiree who would not mind experiencing some real winter and warm, welcoming neighbors, Indiana is perfect for you.

3 Must Ask Questions Before Buying a House

a family moving in to a new homeA home purchase is often a considerable capital investment. The kind of decisions that you make can make or kill your dream. If there is a need to make financial changes, then it is wise that you be thorough and accurate. Also, important to consider are the do’s and don’ts so that you don’t get ripped off in the process. Below highlights some of the essential questions you must answer before buying your dream home.

Do I have enough money to invest in a home?

Unless you are applying for a loan, you should evaluate your finances and see what amount of mortgage you could qualify for. See if it can fully finance your dream home purchase. Compare the figures in monthly installments you must pay towards the loan and see if you could manage to pay your monthly payments. If you have other debts, they should also be factored in. If you find that more than 30{10568cefaa40ea8a7172e0c38c686ee7c7f6e07e3b9349e76f324dc051a3c9cb} of your monthly gross is going to debts, then it is wise to wait a bit longer to save more.

How long will I stay in my new home?

This is another critical question you cannot afford to ignore as an investor. Like earlier mentioned, a home buying venture could be financially overwhelming. Only if you are sure you would be staying there for five years or longer should you finally buy a property. If you are unsure of your long-term plans, perhaps finding a condo for sale in Muntinlupa should be your best option.

Has the house passed inspections?

A home inspection is a very crucial stage, and it’s often worth paying the price. Check if it has passed all safety tests and structural integrity examinations. Determine if you would need to do renovations and repairs once you have bought the property. Ensure that the home seller you are dealing with is aware that you don’t want something that would cost you much for repairs than it has for buying the property.

This way, you won’t just avoid making costly mistakes but also ensure you don’t encounter surprises down the line.

More often than not, people have saved and reached the threshold that allows them to finance their home buying investments using mortgages. However, some of them never get to enjoy their dream homes due to the kind of preliminary decisions they made. Therefore, it is essential to meet with experts, if you can afford their services, so you spare yourself the heartache and stress.

Homeowner Horror: Why Your House Isn’t Sellable

house for saleIf your house has been on the market for too long without a prospective buyer on the horizon, there may be a reason for that. GoCompare Home Insurance commissioned a research study that revealed the reasons that keep people from buying a property. These are the top four:

1. Damp Stains

According to the study, 69 percent of home buyers are turned off when they see stains or dampness. Leaky pipes and roofs likely cause molds that stain walls and ceilings. A Salt Lake City-based roof leak repair company recommends a bi-annual inspection of your roofing system as preventative maintenance to keep the longevity of your property.

2. Foul Odors

Sixty-three percent of home buyers said they get turned off by foul smells before they even see the entire property. Scents linger and make an impact on how buyers perceive a home they’re viewing. If what greets them is an unpleasant smell, they might think it’s permanent, and you end up losing a sale.

3. Poor Property Maintenance

Peeling paint and worn floors turn 59 percent of home buyers away. If your house is in bad shape, potential buyers may see the cost of repair as an added expense if they buy the house. That’s why it’s important to have a home maintenance checklist to keep your property at top value.

4. Lack of Parking Space

Since 95 percent of Americans own a car, buying a house with a garage is a must. In fact, 56 percent of home buyers will drive past your For Sale sign if they see that your property doesn’t come with a space to park their cars in.

A house is something you’ve invested in over the years, so it’s important that you profit from it whenever you plan to sell it. Just remember that keeping a property well-maintained is key to its marketability.

Small office space

The Latest Design Trends For Small Spaces

Small office spaceWe only have a few months until the end of this year but there are still so many design trends that you might want to consider. Adding a few wall brackets can do so much more to give you the storage you need.
Here are a few ideas that you may want to consider when designing your small space:

Clever Kitchen Storage Ideas

While having kitchen cupboards is an amazing way to add storage to your space, there is something unique and appealing about it once you choose open storage shelves. According to HGTV, even adding a small divider can turn your kitchen into two different rooms. You may even use the floor-to-ceiling shelves as an additional storage and use them to display a few of your beautiful glassware.

Bold Colours

This year is the best time to push your boundaries and try out a few patterns and colours. Although choosing neutral shades is completely timeless, adding a few interesting designs on your rugs and blankets is a great way to liven up your space. You may also choose to have statement furniture to give your space a pop of colour as well.

Home Office Space

Never take any extra space for granted. You may turn this nook into a simple and usable workstation. Adding a few shelves right above the desk can give you an extra space to displace your collection or even store your documents. Installing the desk right into the wall can also give a room an open path in your bedroom.

At the end of the day, trends will come and go. So, it would always be best to consider your personal style and preferences when it comes to design ideas. Just ensure that you fully maximize your space by choosing the right type of storage, so your home won’t feel crowded.

3 Things to Consider When Installing New Windows

Home WindowsWhether you are building or repairing your Palmerston North home, think through each material you pick, including windows. There are many options available that you can select for window panes and frames. The style you choose should not only complement your home but perform its primary functions correctly.

Windows must withstand heavy rains, thick ice, freezing temperatures, and strong winds. These severe conditions will take a toll on your windows over the years. You’ll need a glazier in Palmerston North to install durable windows that can withstand harsh weather.

Here are other things to keep in mind when installing new windows:

Energy efficiency

Modern windows come with insulated sashes, gas fills, spacers, low-E glass coatings, or even double glazing which help in improving energy efficiency. Double glazed windows prevent the sun from warming up the interior of your home, which might cause you to spend more money on cooling. Insulation, on the other hand, prevents heat loss during the cold seasons and lowers heating costs.


Your ideal windows should be resistant to rust, corrosion, peeling, and chipping. This way, your windows will retain their looks for a long time to come. You should also consider tilting windows that help you clean the sashes without a fuss.


Windows should complement the look of your home. When purchasing new windows, ask the company if they can provide windows in several colours, styles, and grid options. There are different styles that you can experiment with to make your home more unique and beautiful.

With windows being an indispensable part of a house, it is necessary to take the necessary precautions and make the right decision. There are many features and designs you can choose from when shopping for windows. You can ask for professional help to ensure that you end up with what is best for your home.

How to Use Your Outdoor Fire Pit Safety

Outdoor Fire PitWhether you’re planning to have an outdoor fire pit built or already have one, you need to know the basics of fire pit safety Given the right conditions; it only takes a mere second for a fire to turn into a raging inferno. With this in mind, below are some fire pit safety tips you need to know about:

  • First up, you need the right location. Generally speaking, your fire pit must be at least 10 feet away from nearby structures and plants, advises one of the most sought-after outdoor fire pit manufacturers in the area.
  • If your area is especially prone to fires, use non-combustible materials such as sand, brick, or crushed stone for surrounding your pit. Avoid lighting your fire pit it when it’s windy.
  • Make sure there’s a garden hose or bucket of sand nearby for putting out wayward sparks. Direct water streams from a hose could spread sparks, so opt for the spray setting to put out a flare. Ensure that you also have a dry chemical fire extinguisher nearby. Consider having fire gloves and a fire blanket nearby as well. If you have a gas fire put, make sure that the gas is switched off first before putting out a fire.
  • If you have a wood fire pit, burn only wood that has been seasoned for six months or more. Avoid utilizing composite or plywoods that give off toxic fumes when burning. Don’t use gasoline or lighter fluid for starting a fire.
  • Place surrounding chairs so that people could easily move and rise from their seats without tumbling into the pit, or consider using heavier chairs or built-in seating.
  • Never allow children to operate the fire pit by themselves and always keep a close eye on them when they’re hanging around an open fire. For older children, teach them the basics of fire pit safety.

Lastly, know how to properly extinguish your fire pit once you’re done using it. For this, follow the instructions of the manufacturer since fire pit materials differ from one pit to another. This will help ensure that you prolong the service life of your fire pit, and keep you, your family, and your property safe.

Making a Home Down Under

Hole Dug in LawnAustralia offers a lot of experiences for tourists, travellers, and immigrants. The great outdoors, the active lifestyle and the allure of the outback are only some of the things that make the country one of the best places to start anew.

Australia’s climate has different requirements for home construction. If you are in Sydney, you need to contact waterproofing suppliers to help you protect your home from the rains. These products can prolong your property’s durability and to make it more robust to withstand the weather.

But aside from making sure your home is water-proof, you could also design a home that suits the Australian environment. In Australia, you have several choices to suit your preference, the climate, and even your budget. Here are some options you could consider.

Go Green

If you want to use green reusable energy in your new home, an eco-friendly house can suit you. Australia has many pre-designed energy efficient home plans, with customised designs that use green energy for your utilities. There are cabins, pre-designed flats and even appliances that use alternative energy resources for the environmentally-conscious.

Choose Creativity

Australia’s climate has made its people creative and inventive. There are houses built on the sides of cliffs or redesigned inside a former mine, built on a cave platform, or use unusual materials to suit the environment.

In Coober Pedy, Faye’s Underground Home is the prime example of a dugout home.  Faye Nayler bought the underground house over 60 years ago, and slowly extended it using picks and shovels.

Another is the Klein Bottle House located on the Mornington Peninsula in Victoria. This house was designed with a spiralling shell-like quality that optimised space and light in its design.

If you have plans to move or visit Australia, choose an accommodation or house that suits your needs.  Check on the soundness of the structure, and see if the house follows the local building code regulations for your area.

Tips to Keep Your Home Office in Tip-Top Shape

Man on his laptop while holding a laptopWorking from home has become popular these days. It is difficult to concentrate, however, if your workspace is unclean. Here are ways you can sure your home office stays clean so that you can focus on getting your job done:

Protect your floors.

The casters on your office chair can cause damage to the floors in your home office. They can also track dirt, dust, and grime across the floor as you roll around. Even if you have carpeted flooring, it makes no difference.

In fact, if you do not have anything to protect your carpets from the damage caused by casters, it might void any warranty you have. Luckily, you can protect your floors with a plastic office chair mat.

Snack elsewhere.

Your home office should never be a place where you eat or drink. Instead, treat your at-home job just as you would your regular job. Take regular breaks so you can step away to eat.

Bits of food and drink that fall into the keyboard can make the keys sticky. Also, traces of food particles can make you sick to the stomach. So eat elsewhere and clean your keyboard regularly with a can of air.

Remove clutter.

It is common for people to want to decorate every room of their house. Perhaps you enjoy wall hangings, figurines, or even plants. All of those things are fine, of course, but you should make sure you do not go overboard with your home office.

The space should remain free of clutter so you can concentrate to the best of your ability. If the room appears too busy, it may distract you. A few wall hangings or a plant or two is perfectly fine, but leave the rest of the clutter and decor to other rooms of your home.

With all of the tips combined, you can keep your office clean and clear of any distracting messes and clutter. Thanks to your clean office space, you will have no problem concentrating and getting your work done quicker and easier.

4 Effective Ways to Completely Repel Bed Bugs

Bed BugBed bugs are one of the most stubborn species of pests. They are extremely hard to exterminate and can go into living even without eating for no less than a year. What’s more is they are adept into squeezing to spaces that are often not visible to human’s eye. However, this doesn’t mean that there’s no way of ousting them from your home. In fact, there are several methods you could do and perform to make your place free of any bugs or pests. These steps include the following:

Find the Source of Infestation

These creatures grow and thrive in the bedroom area, but they could practically harbor in any room as long as people could sleep on it. Sofa sets, mattresses, and other related areas could become a site of infestations. One common indication is when you notice rusty or reddish and dark spots in your beddings or walls as well as if you see live bed bugs running freely. When this happens, be sure to act quickly or they could take over your home in no time.

Use Bed Bug Undersheet for Your Mattresses

While bed bugs may go unnoticed to the naked eye, there’s an effective way to trap and encase them — by putting bed bug undersheet into your mattresses. This mesh-like cover deters the chance of penetration and total infestation in your bed. As bed bugs usually live more than a year and a half, be sure to keep it in during those durations to ensure that all bed bugs are dead and are no longer surviving.

Maintain a Clean & Tidy Home

Like any other type of pest, bed bugs are attracted to areas that are messy and untidy. If you’re the type to rarely clean or change beddings, it’s about time you change that habit. Experts recommend cleaning and changing the sheets at least twice every month or every two weeks. Anything longer than that could invite the growth and development such creepy crawlies.

Call the Pro for Help

One of the most effective ways to maintain a pest-free home is to schedule a regular bed bug control service in your Salt Lake City home. Most of these companies this day use safe and gentle pesticide that would pose no harm to an individual. Ensure that you’ve selected the right exterminator and you could leave the rest of the work in their hands.

Protect your home from annoying and stubborn bed bugs with these steps. Don’t allow them to take over your home by always making your place neat and clean. One of the things they hate the most is seeing your home sparkly clean.

Know Your Wooden Interior Material Choices

Modern kitchen with wooden themeIf you are just wrapping up your new residential construction or you want to revamp the looks of your existing home, your choice of interior doors would matter a lot. You would want to pick the living room, bathroom, hallway, and bedroom doors whose style complements the overall appearance of your home.

If you are in love with the distinctive appearance of wood, here are the options you have.

Solid Wood

You should consider your personal taste and budgets before making your pick. Doors made from solid wood are sturdy and both crack and chip resistant. They also have outstanding aesthetics. The best part is that natural wood provides exceptional insulation and acts as a superb sound barrier.

Also, solid internal wooden doors you can get from suppliers such as Triline Quality Door Systems are very durable and could last for ages.


You can get solid core doors fabricated from moulded composite or plywood. Such options have the same expensive feel as solid wood doors because they have wood-fibre filled interiors that make them suitably sturdy. They also provide reliable insulation and serve as excellent sound barriers.

On the down side, they are susceptible to harsh weather conditions.

Hollow-Core Doors

Hollow-core doors are the most economical of the three types of wooden doors. They build them using hardwood or plywood; the only difference being is that they stuff them with firm cardboard. They are therefore lighter in weight and are not durable.

On the brighter side, they are best for homes that experience humidity and heat changes, because they do not wrap.

When making your pick from the three materials used in the construction of wooden doors, you must take note of the style you want to achieve. There are numerous types of wooden doors including, panel doors, bi-fold doors, flush doors, French doors, pocket doors and sliding doors.

Before making your order, you want to ascertain that your material of choice matches with your ultimate objectives.