Category Archives: Tips For Success

Three calves on a field

Some Important Pointers About Feeding Calves

Three calves on a fieldFeeding calves isn’t exactly rocket science. But to ensure optimal health and yield, one must take note of several pointers. Calves are delicate since they’re in the early stages of their lives. A good calf raiser is more or less a parent, and it starts with what the calves eat.

Basic Daily Intake

Various studies state that starter and grower calf meals high in starch are essential. This supports much of the calves’ healthy weight gain. They specially formulated nutrients in these feeds for the calves’ growing bodies – they are, of course, babies.

Fibre is also important, though only in controlled amounts. Remember that calves often can’t properly digest and process fibre. Feeding the likes of hay, straw, and haylage should be in moderation.

Another important tip involves colostrum. There should be fresh colostrum available for a calf (including bobbies) within their first 24 hours of life. Raisers should feed either this or a colostrum substitute at least for a calf’s first four days.

Weight Matters

This is self-explanatory for all raisers, beginner or experienced: doubling birth weight is critical. For instance, a 40 kg calf at birth should weigh roughly 80 kg during weaning. Doing this ensures less work in terms of post-weaning management.

Achieving this uniformity requires great portion control. One must take note that calves convert roughly 50 percent of what they eat into physical growth. A combination of different foods can result to almost 1 kg of growth daily. The key is finding the right mix to ensure steady growth.

Final Thoughts

A calf is an infant. It requires delicate, steady care from its earliest days until its weaning period. Good raisers are adept at knowing how to handle calves properly, including their food intake. With proper nutrition and feeding schedules, calves will grow healthy and provide good yields.

3 Workplace Organising Tips to Save Space

hot deskingNo matter what industry you are in, how to properly allocate the floor space will always be a problem. Every inch that is taken in your workplace or office could be used for something else so there should be a lot of thought spent on ensuring that space is used well. If you are looking for ways to improve the use of your office space, the following tips may help you:

Organise everything

There is nothing more demoralising than a workplace that has a messy filing system for its documents. Looking for documents can take hours at times in cases like this. To avoid such a scenario, organise them into a cabinet.

Big companies have a whole room for their office supplies, but only a few businesses can afford that luxury. For small and medium-sized enterprises, it would be better if a supply cabinet is available.

Implement a hot desk system in the office

Dislike having to use the same table every day? There’s a new trend called hot desking where you are allowed to take any table and chair that you want to use. It may be a good change in your office. Although it’ll be best to still set a limit, so these won’t occupy the entire workplace.

Store gasoline in portable tanks

Of course, not all workplaces have the need to store gasoline in their building. For some industries, however, they absolutely have to. Some keep gasoline in stock so they can have something to use during power interruptions. For gasoline, do not use barrels. Instead, get mobile diesel tanks that you can move around if needed. In Australia, you can find reliable suppliers of fuel storage tank and diesel tank trailer for sale that you can tap.

One of the most important principles of office organising is that only half of the space should be occupied. With the suggestions above, you are well on your way to achieving that.

Clean workstation

The Secrets to Keeping Your Workstation Tidy

Clean workstationThe workstation is one of the most, if not the most, important spaces in your life. It is where you spend the majority of your time. Having a clean office is therefore essential, especially because it builds your image as a professional.

Unfortunately, most people struggle to maintain a high level of cleanliness in their workplace. To such individuals, below are several critical guidelines to help.

Consult a cleaning professional.

As a professional, you might be too busy to maintain the highest level of cleanness. However, working with an office cleaning company will help in polishing your image among your peers and, more importantly, among your customers.

In major cities such as San Diego, you will find reputable office cleaning companies that ensure you receive the best services. Choosing one of these will not only reduce your burden but also make you feel more comfortable to usher in visitors and clients into your office.

Do not make your office a dining area.

Most people have a habit of taking their meals to their desk. While sometimes you just cannot help it, making it a habit means you will struggle to keep your office clean. The best way to go around this is by managing your time well to ensure you get enough time to take meals.

That way, you can afford to sit down in a designated area and have your meal. Keep in mind that having food around your desk is not only unprofessional, but it can also portray a terrible image of yourself to other people.

Have a waste bin.

Every day you handle pieces of paper that are not important or have surpassed their use. Without a waste bin, you will struggle to dispose of these documents, and thus you might end up with a very untidy office.

The best news for you is that you can always hire an office cleaning company to maintain your workplace while you focus on your other tasks.

Approaches in Acquiring Your Dream Career

Two businessmen shaking handsMore people are graduating from university every day, and the job market is saturated with qualified and skilled workers. But this situation shouldn’t worry you. Working smart in your career search is what will work to your advantage. First, you need a reliable recruitment agency. You should consider its duration of operations and its past success in pairing up clients with job seekers. A good recruitment agency will find a company that suits your skills and experience.

You should also look at the skills that you possess. Compare them with what the employer wants in a candidate. Incorporate your competencies with what you want as a dream career. The agency will assist you in acquiring the job you’ve always wanted. Here are some other ways you can find your dream job.

1. Accept the diversity of job market.

Even if you have a degree, many candidates could be more skilled than you are. If you want to expand your skills, think outside of the box and go for a short course, or do something that is outside your job description. If you’re a driver, you will find that extensive experience is sometimes not enough. Learn about the latest technology and driving apps. Engage the services of a recruitment agency for HGV drivers, and they will match you with a client that could expand your job skills.

2. Understand the employer.

Searching for a job is a challenging task. But you should understand what the company or employer is looking for in an employee. Create a CV and cover letter that includes what they need in an employee. Show them that you have the experience and skills to improve the company.

3. Use your experience to your advantage.

Focus on your strengths when searching for a dream career. The most important considerations are having the right licence and having the skill to drive any vehicle.

4. Engage in the right places.

Spend time with the right people who could help you find the right job. Career drivers will help you improve your skills and put you in the know about your industry. Also, get the services of an agency for HGV drivers which will expedite the job search.

Most people think they are stuck in unfulfilling jobs. However, they can change this unhappy situation and engage the services of a recruitment agency to find the job you want.

What You Can Do To Make Your Office Safer

Man monitoring a surveillance systemYour most valuable assets – your employees –spend 40 hours a week in the office. For the benefit of your workers and of the business as a whole, safety program development with an expert like sheffieldsafety.com should be a priority.

For example, here a few safety concerns you should definitely look into:

Food Storage and Disposal

Good housekeeping is an integral part of any health and safety procedure. Clear out the fridge every two days to keep leftovers and dripping food containers from becoming a breeding ground for bacteria. Moreover, keep your pantry sanitary and stocked with cleaning supplies. Doing so reduces their likelihood of contracting an illness while in the workplace.

Electrical Hazards

Wrong installation and misuse of electrical equipment can cause shocks, burns and fires. Work with a licensed electrician in making sure that electrical devices and connections are in order. Remind your employees about guidelines on how not to overload circuits and when to unplug electrical gadgets.

Trips, Slips and Falls

Blocking pathways with filing boxes is more than just an inconvenience. It poses a great safety risk. Tripping from an object out of place will sometimes leave you with a bit of a bruise, but they can also lead to something more serious. Evaluate your workspace for poor lighting, slippery flooring, the absence of warning signs, spilled liquids and office clutter.

With your employees putting all their focus on completing their tasks for the day, they might forget to mind their surroundings. Developing safety programs and training your employees on them ensures that everyone adopts standard safety practices while at work.

Reasons Farmers Should Adopt No-Till Farming Now

Person's hand farmingThe problems of soil erosion continue to rise all over the globe, resulting in consequences affecting the environment itself, as well as farmers and consumers.

Degraded soil drastically affects the emergence, development, and yield of crops, affecting not just the bottom line of the farmers, but eventually the budget of produce buyers.

Of course, there is the fact that runoff and erosion hurt the environment, as it leads to degradation of downstream water quality, damaged fish habitat, and many others.

It is for all these reasons and more that the more and more farmers adopt the no-till farming system and no-till equipment such as that from Exapta Solutions, Inc. This planting methodology brings countless benefits, including the following:

Significantly reduced risks of soil erosion

Also known as never till farming, one of the greatest benefits of this method is a drastic decrease of soil erosion risks. This is because the system does not require farmers to disturb the soil and meanwhile they also leave behind great quantities of crop residues on the topsoil.

In fact, the United States Department of Agriculture’s (USDA) National Resources Inventory reported that soil erosion in the country has gone down considerably, with nearly half of the decrease resulting directly from conservation tillage.

Drastic decrease in contamination of water due to runoff

Implementing the no-till method, which means using large amounts of natural crop residues, also largely contributes to better water infiltration of the soil. As a result, the water retention rate also goes up.

Because the soil holds in the water much better, the risks of water pollution due to contaminated runoff (from pesticides, herbicides, fertilizers, etc.) also decrease. Furthermore, this also leads to less water wastage, since the water given to a certain crop penetrates more easily into the soil.

From these benefits alone, farmers should already have an idea of the numerous other advantages that follow from adopting no-till farming. Reduced soil erosion, less water usage, and healthier soil all contribute to improved crop growth and yield.

5 Points to Help you Choose the Right Mortgage Lender

A conceptual look at variable mortgage ratesBuying your own house is a long term affair. Depending on your chosen mortgage plan, you can be tied to it for a decade and a half or 20 or 30 years even. Thus, it is important to think thoroughly and properly before buying a property and entering a mortgage deal.

Start by finding the right mortgage lender in Utah like Altius Mortgage Group who you can give you the best mortgage rate for you. Below are ways to do so properly.

Choosing the right mortgage lender

Ask around

One of the best ways to get in contact with various mortgage lenders is to let people know that you are looking for one. Tell friends, family, office mates and neighbors that you are searching. Chances are they would know a lender or two that you can choose from.

Know the business

You might not be a broker, but this does not mean you are exempted from knowing the flow of the market. Educate yourself about the latest trends, projections, analysis, and factors that might affect your mortgage rate. The more educated you are about the issue, the easier it would be for you to decide.

Know what you want

There are different types of mortgage lenders since there are different types of mortgages. It is important to know what type or lenders you want to deal with and what kind of mortgage you want and can close a deal to before agreeing to close the deal.

Work on your credit score

This is one of the most important aspects of applying for a mortgage because mortgage lenders would check your credit before deciding whether or not you are suitable for the loan.

Think ahead

How long would you be staying in your house? This is one of the most important questions that can help you determine which type of mortgage lender to work with and what type of loan to get.

Every property purchase is an investment. Invest wisely by educating yourself and being aware of the tricks of the game.

Woman examining financial graphs

Health Insurance in Florida May Rise by Double Digits

Woman examining financial graphsIf you live in Florida and have insurance under the 2018 Affordable Care Act (ACA), your premium rates may increase by double digits due to a proposal from insurance providers in the state.

According to proposal documents, some companies have floated different increases with two insurers asking for 137% and 82% rate hikes.

Increased Payments

Health insurers in the state will need to provide contingency plans for such rate hikes by 2018. Much of the proposed increase has been attributed to uncertain funding for subsidies in the future. These subsidies have help poor Americans pay for medical expenses from out of their pockets.

Companies should be responsible for the likely scrapping of subsidies, according to the Florida Office of Insurance Regulation (FLOIR). While the increase has no guarantee of being implemented yet, an insurance consultant or a public adjuster in Florida like unitedstatesadjusters.com could help insures on finding out how to maximize claims, amid the likely spike in rates.

Average Hikes

FLOIR noted that nine companies in Florida seek an estimated 11.84% of average premium rate hikes under the 2018 ACA. Aside from that, the loss of cost-sharing subsidies do not account for the proposed increase. If granted, the rate hike would affect more than 1 million people in the state that received such financial incentives in 2017.

Insurers, however, cited several factors for wanting higher rates. Some of these include the uncertain future of an individual mandate, as well as costs for medical and prescription drugs. These companies face a September deadline to decide whether or not to offer ACA plans in 2018.

Conclusion

If insurance companies in Florida indeed raise premium rates for ACA-covered people, it’s likely that more people will decide to downsize their insurance package. Others may even cancel it out of fear that they will pay expensive fees, which could be spent for other important things such as rent or taxes.

4 Top Blunders to Avoid When Building Your Home

Home renovationEveryone dreams of having their own property. You could opt to buy a new home or build one from the ground up. Before engaging in a home building project, it helps to know some common errors that many homeowners make. Here are some of them:

Failure to Engage Professionals

The quality of your home is only as good as the people you work with. Auckland Glass Ltd reminds to resist the temptation to work with untrained people at any part of your construction project. Work with a competent contractor, professional plumbers, reliable installers of mirrors in Auckland, and registered electricians to ensure that the whole project runs smoothly.

Poor Selection of a Bid

Construction bids are not as easy to read as you may have imagined. If you're a newbie, you may be tempted to choose the lowest bidder. The problem with doing this is that the total cost of your home may end up being much more than you expect. Learn to read bids and enquire from a contractor which method they have used to prepare their bid.

Making Big Purchases During the Project

If you’re planning to apply for a mortgage to finance your home, you’ll need to be careful about the purchases you make before your lender approves you. Buying a car, for instance, can affect your debt-to-income ratio and negatively impact your eligibility. The lower you can keep your debt-to-income ratio, the better the interest rates you will get.

Making Too Many Changes During the Construction Phase

While it’s understandable to make some changes to the floor plan, the size of the different rooms or the kind of material you intend to use, making too many changes can be costly. The more changes you make, the more delays you’ll face. Limit changes to the design phase of the project.

Building a new home is a momentous occasion. To get everything right, you need to steer clear of common mistakes that may prove costly both financially and in terms of time.

One Thing People Always Get Wrong about Section 8 Investment

A row of new homes with fenced yards along a sidewalk.Today, as many as 43% of the children in the United States come from low-income families. This represents millions of the population and is something that the government continues to address.

Since one of the major concerns about them is their potential for not having any safe place of residence, the Housing and Urban Development (HUD) continues to provide assistance in the form of the Housing Choice Voucher Program.

This program enables low-income families to have a place they can call home, while also providing investors with a stable source of income.

However, many people still get many things about investing in Section 8 housing wrong, says industry expert Americas Housing Alliance, LLC, a primary reason investors tend to bypass this is a sound investment. One such common rumor that surrounds it is that good tenants are extremely hard to find.

Some 4.8 million households within the low-income range

In the US, some 4.8 million households have a gross income falling below the average of what they need to have proper food, shelter, and clothing. This means they barely or even really do not make enough for what they need to live healthily and safely.

Seeing as housing is one of the most expensive items on this list, qualifying for a Housing Choice Voucher is not something that they would waste. They will do everything to secure a voucher, as it is their safety and well-being on the line.

This said, owners of properties eligible for Section 8 do not have to worry about not having tenants, seeing as millions of families in the country need this type of housing.

Even better than tenants of other properties

In many cases, Section 8 tenants exhibit an even better and stellar behavior towards the house they rent, since they know that a slight mistake that goes against their agreement with the government can cost them their home.

The thought of losing their affordable shelter prompts them to act even more carefully than tenants of other privately owned properties.

Understanding the special needs of people in the low-income bracket is the key to finding value in Section 8 investment properties.